Your Finances

1 How to Reach Your Savings Goals

2 The Perks of Our Simply Free Checking Account

3 Finding the Right Checking Account for You

4 Understanding Your Debt Load

5 Working with Creditors

6 What Your Credit Score Means

7 Balancing a Checking Account

8 Understanding Your Credit Report

9 Understanding Credit Costs

10 Use Direct Deposit to Build Savings

11 Why Budgets Fail

12 Popular Budgeting Methods

13 Using a Debit Card

14 Putting Money in a Certificate of Deposit (CD) Account

15 The Benefits of Prepaid Cards

16 Savings vs. Money Market Accounts

17 Types of Retirement Plans

18 Direct Deposit and Paycheck Allocations

19 Tuition Reimbursement

20 Life and Disability Insurance Plans

21 Relocation Assistance

22 The True Cost of Buying on Credit

23 Little Cuts to Save You Money

24 The Wonders of Compounded Interest

25 Spending on Your Child

26 Understanding Money

27 Allowances and Children

28 Common Phone Scams

29 Smart Spending

30 Taking Care of Elderly Parents

31 Getting Married

32 Renting Your First Apartment

33 Avoiding Non-Sufficient Fund and Overdraft Fees

34 Paying Off Debts with the Snowball Strategy

35 About Those Interest-Free Offers

36 Consumer Privacy

37 Protecting Your Identity While Travelling

38 Credit, Debit and Fraud Prevention

39 Website Password Strategies

40 Learning to Save

41 The Avalanche Debt Repayment Method

42 Should You Withdraw Funds from Your 401(k)?

43 How Loan Amortization Works

44 Using a Personal Line of Credit

45 The Zero-Based Budgeting Method

46 Getting Organized for Bill Payment

47 The Fair Credit Reporting Act

48 Should You Transfer Account Balances?

49 Secured vs. Unsecured Loans

50 Try the Envelope Budgeting Method

51 Getting Your Child’s Finances ‘Move-Out’ Ready

52 Asking for a Raise

53 Keep Your Winter Energy Bills Under Control

54 Shopping Safely Online

55 What to Do With a Lump Sum of Money

56 Add to Your Monthly Payment and Save Money

57 Consumer Reporting Agencies

58 Calculating Annual Percentage Rates

59 Living a ‘Credit-Free’ Life

60 The Fair Debt Collection Practices Act

61 Teaching Your Children about Gift Buying

62 Consolidating Your Debt

63 Starting a Budget

64 Keeping Your Mobile Phone Secure

65 Good Debt, Bad Debt

66 Cosigning a Loan

67 Refinancing an Auto Loan

68 How Much Should You Spend on Rent?

69 Getting By on a Minimum Wage Job

70 Finding the Right Auto Insurance

71 Insurance Tips for Homeowners

72 Factors That Impact Life Insurance Premiums

73 How Much Life Insurance Do You Need?

74 Boosting Your FICO Score

75 Term vs. Whole Life Insurance

76 Is Travel Insurance a Good Idea?

77 After You’ve Paid Off Your Credit Cards

78 The Impact of Saving More

79 Calculate Your Life Insurance Needs

80 Calculate Your Disability Insurance Needs

81 Calculate Your Long Term Care Needs

82 Save for Long Term Care

83 The Value of Your Future Earnings

84 Spare Change

85 Should You Work Outside of the Home?

86 Health Savings Account or Traditional Health Plan?

87 Meet a Debt Payoff Goal

88 Increase Your Monthly Payment

89 Are Credit Card Balance Transfers Worth It?

90 Compare Two Vehicle Loans

91 Compare Vehicle Loans by Term

92 Make Bi-Weekly Payments

93 Save or Pay Off Debt?

94 Use a Lump Sum to Pay Down Debt

95 Debt Consolidation

96 How Long Will it Take to Pay Off a Credit Card?

97 Low Rate or Cash Back?

98 Save Towards a Goal

99 Save to be a Millionaire

100 The Benefits of Compounding

101 How Much Am I Spending?

102 Calculate Your Net Worth

103 Household Cash Flow Tracker

104 Balance Your Checkbook

105 Calculate a Vehicle Payment

106 Reading a Car Window Sticker

107 Preparing Financially for a Special Needs Child

108 Cost of Printing Got You Down?

109 Dropping Collision from Your Auto Coverage

110 Renter Mistakes to Avoid

111 Your COBRA Health Insurance Rights

112 Avoiding the Minimum Payment Trap

113 Don’t Let DIY Projects Empty Your Wallet

114 A Financial “To-Do List” When You Move

115 If Your Spouse-to-be Has Serious Debt Problems

116 Can Credit Counseling Help?

117 Buying an Engagement Ring

118 Taking a ‘Staycation’

119 Comparing Products Online

120 Buying or Leasing a Vehicle

121 The Best Time to Buy

122 Vehicle Affordability by Loan Term

123 Gas Mileage Savings with a Fuel Efficient Vehicle

124 Purchase or Lease a Vehicle

125 Understanding Car Leases

126 The Pros and Cons of Retail Credit

127 Extended Warranties & Service Contracts

128 How Overspending Can Derail a Budget

129 Tracking what You Spend

130 Making a Major Purchase

131 Curing Bad Overspending Habits

132 Extended Warranties & Service Contracts

133 Mortgage Relief Scams

134 The End of a Marriage

135 Rebuilding Credit After Bankruptcy

136 If You’re Facing Bankruptcy

137 Avoiding Costly Car Repair Mistakes

138 Suddenly Unemployed

139 A Death in the Family

140 Helping Your Parents with their Finances

141 In Case of Medical Emergency

142 Dealing with a Home Foreclosure

143 Employer-Sponsored Retirement Plans

144 Protecting Your Home When You’re on Vacation

145 Saving Money by Moving Back Home

146 Taking Your Retirement Plan with You

147 Purchasing a Vehicle

148 Understanding Your Paycheck

149 Reducing Your Spending

150 Banking Basics

151 Consumer Privacy

152 Understanding Employee Benefits

153 How to Create a Useful Budget

154 Budgeting Basics

155 Managing Debt

156 Loan Basics

157 Standards for Tipping

158 5 Tips for Raising Financially Savvy Kids

159 Debt Payoff Strategies

160 Should You Get a Second Job?

161 Dealing with Large Medical Bills

162 Grocery Shopping Tips for Singles

163 Leading a Car-Free Life

164 Are Kids Sports Draining Your Bank Account?

165 Is Your Mobile Phone Bill Out of Control?

166 Are Paper Checks Still Relevant?

167 Introducing Your Teen to Banking

168 How Christmas Clubs Get You Ready for Christmas

169 What Will My Savings Be Worth?

170 Budgeting a Savings Plan

171 Save for a Rainy Day

172 Protect Yourself from Predatory Lenders

173 Exchange Rate Basics

174 Are You Prepared Financially for a Natural Disaster?

175 When Your Home is a Money Pit

176 Saving Big by Buying Used

177 Smart Purchases to Make on Credit

178 Building a Credit Reputation

179 Use a Side Hustle to Pay Off Debt

180 Saving Money While on Vacation

181 Going from Homeowner to Renter

182 Housing Scams to Avoid

183 Setting up Tax Withholding

184 Quality of Life and Wellness Benefits

185 Is it Time to Use CDs for Investing Again?

186 Your Annual Credit Report Review

187 Becoming a Parent

188 Preparing Holiday Meals on a Budget

189 Don’t Let the Holidays Bust Your Budget

190 Are There Leaks in Your Finances?

191 Budgeting on Irregular Income

192 Preparing for an Economic Downturn

193 Qualifying for Your First Apartment

194 Do Grocery Delivery Subscriptions Make Sense?

195 Teaching Your Child to Count Money

196 Are You Maximizing Your ‘Cash Back’?

197 Becoming Financially Independent

198 What Do You Need in Your Wallet?

199 Dealing with Dynamic Pricing

200 The Pros and Cons of Cash Advances

201 Repair or Replace it?

202 Staying Frugal without Becoming Cheap

203 Avoid These Car Leasing Mistakes

204 The Financial Side of Dating

205 Things Your High Schooler Should Know About Money

206 Things Your Middle Schooler Should Know About Money

207 Building a Cash Wedding Registry

208 Find the Best Holiday Shopping Deals

209 First Paycheck? Do These Things First

210 Making Financial Preparations for Maternity Leave

211 Should You Take the Travel Insurance?

212 Things Your Grade Schooler Should Know About Money

213 Things Your Pre-Schooler Should Know About Money

214 Debit or Credit Card?

215 Maximizing Credit Card Rewards

216 Choosing a Credit Card

217 The Basics of Mobile Payments

218 50 Services

219 Getting Out of a Car Lease

220 Maximize Your Car’s Trade-In Value

221 Good Reasons to Borrow Money

222 Reach Your Health Savings Account Goal

223 Identity Theft and Fraud

224 Understanding the “Dark Web”

225 Preparing Financially for a Climate Changing World

226 Reducing Food Waste at Home

227 Searching for Unclaimed Money

228 Upcycling Basic Household Items

229 Shopping Strategies for Holiday Deals

230 How Safe is Your Money?

231 Accelerating Repayment on a Loan

232 Creating a Power of Attorney

233 Evaluating Credit Card Reward Programs

234 What to do with a Financial Windfall

235 Becoming a One-Car Family

236 Alternatives to Pay Day Lenders

237 The Minimalist Model

238 Making a Comeback from a Financial Setback

239 Financing a Home Solar Project

240 Performing a Home Energy Audit

241 Are Food Delivery Services Right for Me?

242 Introduction to Online Billpay

243 What is a Cryptocurrency?

244 Stop the Robocalls!

245 Financial Basics for Service Members

246 What is a Spoofing Attack?

247 Saving Money When You Join a Gym

248 Vehicle Financing Options

249 Finding Online Coupons

250 Roommate Finance Management

251 The Pros and Cons of Loan Protection Insurance

252 Manage Moving Expenses

253 Types of Health Insurance Plans

254 7 Ways to Use Your Tax Refund

255 Prioritizing How You Repay Debt

256 Calculating Your Disposable Income

257 Measuring the Cost of Living

258 Digital (or Virtual) Credit Cards

259 Buying Your First Electric Car

260 Should You Get a Prenup?

261 Are Credit Repair Services Worth It?

262 Peer-to-Peer Payment Tools

263 25 Budget Cuts You Can Make

264 What’s Your Password Strategy?

265 Working Through Credit Issues with a Spouse

266 Digital and Mobile Wallet Basics

267 What is Estate Planning

268 What to Do When You’re Short On Money

269 Categorizing and Tracking Your Expenses

270 The Difference Between Spending Less and Saving Money

271 The Ins and Outs of Credit Scores

272 Building a Rainy Day Savings Fund

273 Disputing a Credit Card Transaction

274 Protecting Yourself Against Medical Identity Theft

275 Understanding Your W-2 Form

276 Simplified Employee Pension (SEP) Plans

277 If You’re a 1099 Employee

278 Protecting Your Family Against Child Identity Theft

279 Going Cashless

280 Negotiating a Job Offer

281 Understanding Matching Contributions

282 How Credit Card Dumps Work

283 What Is Skimming?

284 The Cost of Homeschooling

285 Understanding Payroll Taxes

286 What is a Defined Benefit Plan?

287 What is a Profit-Sharing Plan?

288 How Do Employee Stock Ownership Plans (ESOPs) Work?

289 An Overview of 401(k) Plans

290 Filling Out a W-4 Form

291 Making Only Minimum Payments

292 What Is a Credit Reference?

293 Furnishing Your New Space

294 What Is Umbrella Insurance?

295 Using a Sinking Fund to Save

296 How Inflation Impacts Your Finances

297 Selling Your Car

298 Understanding Roadside Assistance Insurance

299 What Is Social Commerce?

300 Understanding Pension Plans

301 Smart Ways to Spend Your Tax Refund

302 The Benefits of Online Banking

303 How Many Credit Cards Should You Have?

304 Lower Your Credit Card Rate

305 How Credit Card Utilization Impacts Your Credit Score

306 Understanding Credit Card Interest

307 Understanding a Small Saver Certificate (SSC)

308 Dealing With High Gas Prices

309 Making Sustainable Food Choices

310 New Year? New Budget Resolution

311 Challenge Your Budget Cutting Skills

312 Saving on Back-to-School

313 Are You Eligible for a 403(b) Plan?

314 Reviewing Your Retirement Plan

315 Stop Living Paycheck to Paycheck

316 Flexible Spending Accounts for Medical and Dependent Care

317 Cutting the Cable and Saving Money

318 Laddering Strategies for CDs

319 Employed Again? Do These Things First

320 Budgeting For Your Big Day

321 How to Use a Password Manager

322 Protect Yourself from Identity Theft

323 Managing Your Child Care Expenses

324 Bump-Up CDs vs. Step-Up CDs

325 Selling a Home That is Financially Underwater

326 Avoiding Tax Penalties

327 What Is a Custodial IRA?

328 Auto Insurance and Teen Drivers

329 If You’re a Victim of a Data Breach

330 What is Financial Therapy?

331 Considering a Financial Caregiver

332 How a Smart Home Can Save You Money

333 Why Your Credit Utilization Ratio Matters

334 Safe Practices for Mobile Banking