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Avoiding the Minimum Payment Trap

You have probably noticed by now that when you get your credit card bill each month, it does not read like all the other bills you receive, like utility, gas,…

4 Ways to Avoid Social Security Pitfalls

If you plan on collecting Social Security benefits at some point, it’s important to know about a few of the program’s details you may not be aware of – details…

Preparing for an Economic Downturn

Economic uncertainty remains despite an economy that has been growing in recent years. The massive recession that created such turmoil in the world’s economy and left many people struggling to…

Prioritizing How You Repay Debt

Prioritizing how you repay your debt is essential since it can impact how efficiently and quickly you become debt-free. It could also affect the ease in which you maintain your…

Boosting Your FICO Score

According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight (30 percent compared to 12 percent). With about a third of Americans qualifying as…

Buying or Leasing a Vehicle

When it is time to get a new vehicle, there are three potential ways for you to pay for it. The first, paying in cash, is not a very common…

Working in Retirement

The traditional view of retirement is changing, and it is changing quickly. For example, retirement was when you could travel or spend long days with your grandchildren. These days, however,…