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Good Debt, Bad Debt

When people hear the word “debt,” they often think of it as a bad thing or associate negative connotations with it. The truth is, some debt can be good. So,…
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Curing Bad Overspending Habits

Do you find yourself accumulating a bigger balance on your credit card every month? Are your closets, drawers, and cabinets overflowing because you keep buying things you do not need?…
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Comparing Products Online

Online shopping is convenient, sparing you the hassle of having to drive back and forth to brick-and-mortar stores, the cost of the gasoline to get there and the frustration of…
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Financing a College Education

Parents can feel lonely when trying to finance their children’s college educations. But, unfortunately, college tuition and fees are not falling. According to CollegeBoard.org, over the last 30 years (1992-93…
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What Is a Custodial IRA?

Most parents worry about their children as they grow up; however, you’d think that would stop once they reach adulthood. Parents always look to set their children up for a…
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Laddering Strategies for CDs

The interest rates offered on savings accounts and money market accounts today are hardly impressive. The FDIC’s weekly national rate and rate caps as of end of November 2022 found…
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Your Annual Credit Report Review

Having the ability to apply for and be approved for credit by a lending institution is essential for most people. However, many people do not take the steps necessary to…
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