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Income-Based Student Loan Repayment Plans

Income-based student loan repayment plans are a type of payment plan where monthly payments are based on the borrower’s monthly income, allowing for borrowers with lower incomes to make lower…
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Low Rate or Cash Back?

Vehicle manufacturers or dealers will often offer incentives to purchase a specific vehicle in the form of a low rate loan or a cash back incentive. While a low rate…
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Allowances and Children

As if you did not have enough bills to pay in your life, your kids are likely to reach a point when they start asking for an allowance. Although you…
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Digital (or Virtual) Credit Cards

Data breaches occur all the time these days. They hardly make the news headlines anymore. One of the outcomes of these widespread breaches is that some credit card companies have…
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Are You Maximizing Your ‘Cash Back’?

Cash back is an incentive that many credit card companies offer to encourage the loyal and consistent use of their cards. For some consumers, the promise of getting cash back…
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How to Create a Useful Budget

Budgets are a tricky subject for a lot of us. On the one hand, they can be difficult to follow, especially if you set a budget that’s too strict. But…
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Getting Out of a Car Lease

Leasing a car is a great way to get lower monthly payments on brand new or late model cars. It is one way for people who are not mechanically inclined,…
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