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Retirement Planning Mistakes to Avoid

A strong economy, coupled with a rising stock market, provided steady increases in the average 401(k) account between 2010 and 2020. That trend seemed to continue in 2021, however, account…
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What’s Your Password Strategy?

Some people have one password strategy: a bad one. It is not a good idea to use the same default password for all your accounts. If you have not put…
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Add to Your Monthly Payment and Save Money

On any loan, your monthly payment is divided between two purposes. First, part of the payment is used to cover the interest that has accrued on your balance since you…
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Save to be a Millionaire

Everybody wants to be a millionaire, but few have the savings discipline to get there. Your current savings, additional monthly savings and the rate of return you receive all go…
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Low Rate or Cash Back?

Vehicle manufacturers or dealers will often offer incentives to purchase a specific vehicle in the form of a low rate loan or a cash back incentive. While a low rate…
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The Benefits of Prepaid Cards

If you have a low credit score and are currently unemployed, you might struggle to qualify for a checking account at your local bank. You might also find that you…
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First Paycheck? Do These Things First

Your first paycheck can be quite exciting. However, before you open your pay envelope and look at the total, you need to have a plan in place to maximize your…
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