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Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Good Reasons to Borrow Money

You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much. As consumers, understanding…
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Don’t Let the Holidays Bust Your Budget

The song says it’s the most wonderful time of the year, but if money is tight for you, Christmas can make it very difficult to avoid overspending. Although it may…
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Maximizing Credit Card Rewards

The perks that come with some credit cards can be very rewarding if you use them correctly. Applying for a couple of good cards that have a reward system in…
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Grocery Shopping Tips for Singles

When you are single and the only person in the household, grocery shopping can be challenging. The only person your grocery list has to appease is you, and it is…
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Supplemental Healthcare Coverage in Retirement

The Balance, a personal finance website publisher, recently reported on the alarming rate of medical bankruptcy in the U.S., stating that 643,000 Americans face bankruptcy each year as a result…
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The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…
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Smart Ways to Spend Your Tax Refund

When tax time rolls around, you are likely waiting for that tax refund to come in, or maybe you already received it. Chances are it is a good chunk of…
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