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Health Savings Account or Traditional Health Plan?

Health Savings Accounts (HSA) offer an opportunity for you to build tax-free savings to pay for current and future qualified medical expenses. Used in conjunction with a High Deductible Health…
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Making a Major Purchase

You cannot escape it. There are times when you have to make a major purchase. Maybe your daughter wants to play the drums in the elementary school band. You’ll need…
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Why Budgets Fail

You finally committed to making a household budget, listing your monthly expenses and revenue streams. However, at the end of each month you find that you’ve overspent on going to…
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How Credit Card Dumps Work

Credit cards are everywhere; not only do most people have one, but many have several. Unfortunately, some individuals are looking to steal your credit card information and use it for…
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How Many Credit Cards Should You Have?

Figuring out how many credit cards belong in your purse or wallet can give you a headache. But, as new offers keep popping up, it can be tempting to take…
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Debit or Credit Card?

The convenience of plastic, whether in the form of debit or credit cards, is hard to beat. They both offer advantages, yet have significantly different features and uses. Here is…
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What is a Profit-Sharing Plan?

While choosing from the various kinds of retirement plans available, an employer or a company can choose a profit-sharing plan to provide retirement benefits for its employees. What is a…
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