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Furnishing Your New Space

Furnishing a new home or a new apartment can be stressful, especially if you don’t have a plan. There are multiple factors to consider, like Your budget. Space dimensions. Lighting.…
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Working with Creditors

You’ve made bad financial decisions in your past, and now you have the debt to show for it. You’ve maxed out your credit cards and can no longer afford your…
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The Basic Principles of Retirement Planning

Are you saving enough for retirement? If you are like most U.S. residents, probably not. The Employee Benefit Research Institute’s 2022 Retirement Confidence Survey reports that slightly more than 7…
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Are Credit Repair Services Worth It?

When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making…
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7 Ways to Use Your Tax Refund

According to the Internal Revenue Service, more than 70 percent of the nation’s taxpayers received a tax refund averaging nearly $3,000 in 2017 and will get a similar amount this…
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Protect Yourself from Predatory Lenders

From time to time, most people need some assistance with their finances. That need for aid might come as a result of a job loss, excessive medical bills or some…
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Lower Your Credit Card Rate

Credit card interest rates can be manageable for some people but a real challenge for others. According to the Federal Reserve’s Consumer Credit December 2022 G.19 report, the average interest…
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