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Stop Living Paycheck to Paycheck

Researchers have found that many households in the United States live their lives from paycheck to paycheck. They have little or no savings and rely heavily on the influx of…
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The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…
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Smart Spending

Even if you are a smart spender, your kids will not necessarily pick up this habit unless you make it a point to teach them. Plenty of kids from frugal…
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How to Reach Your Savings Goals

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Are There Leaks in Your Finances?

Sometimes, when it comes to your budget, it can be too easy to overlook the small “money leaks” that negatively impact your finances. Many people do not even realize the…
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Investing in ETFs (Exchange-Traded Funds)

ETFs, or exchange-traded funds, are an excellent way of investing in the securities markets. ETFs include a basket of securities to trade on the stock exchange, like mutual funds. They…
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The Best Time to Buy

You may be the most frugal person in your family. You might even be the most frugal resident of your city. However, that does not mean that you can get…
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