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Why Your Credit Utilization Ratio Matters

Credit cards have become an essential and ubiquitous tool for purchase transactions and managing finances. While credit cards have several benefits, it’s best to use them with care because poor…
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If You’re Facing Bankruptcy

The thought of filing bankruptcy may make you shudder, but the truth is that sometimes it is the best option financially. Considering bankruptcy is not something to be ashamed of,…
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The Benefits of Compounding

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow. Compound interest arises when interest is added to the…
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Considering a Financial Caregiver

Getting older comes with a lot of unique challenges. One such challenge is a decline in mental abilities. When you’ve had an aging parent who has experienced a decrease in…
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Is Travel Insurance a Good Idea?

We all love getting away from it all and going on vacation. With all the excitement of going away, and with the number of excellent deals on flights and hotels,…
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Calculate Your Long Term Care Needs

As you or a loved one, grows older, long-term care might be required if you or they can no longer perform the essential daily tasks required to take care of…
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Investing in ETFs (Exchange-Traded Funds)

ETFs, or exchange-traded funds, are an excellent way of investing in the securities markets. ETFs include a basket of securities to trade on the stock exchange, like mutual funds. They…
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