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Budgeting a Savings Plan

You know you need to save more money, but it seems impossible. After all, you are barely paying your bills now. Moreover, it does not look like your income —…
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Standards for Tipping

Tipping is a familiar dilemma, but one that leaves many people unsure about whom to tip and how much. You find yourself in an uncomfortable position when you are not…
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First Paycheck? Do These Things First

Your first paycheck can be quite exciting. However, before you open your pay envelope and look at the total, you need to have a plan in place to maximize your…
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Purchase or Lease a Vehicle

Does it make better sense to buy or lease a new vehicle? That depends on a number of factors, such as the residual value of the car you intend to…
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Consumer Privacy

You might not realize just how much personal information you give out every day. Did you use your debit card to buy groceries this morning? Maybe you charged your lunch…
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The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…
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Supplementing Your Retirement Income

Retirement is something you may have been looking forward to for quite some time. You may have been saving for it since you began working with the hopes of leading…
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