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Introduction to Online Billpay

Online bill paying has moved to the mainstream. According to a October 2019 report by the Credit Union Times, 57% of all bills are now being paid online with 21%…

If You’re a 1099 Employee

Regardless of how you earn income, you will still need proper tax forms. The two primary documents you focus on as a traditional employee are forms W-2 and W-4. Your…

Smart Ways to Spend Your Tax Refund

When tax time rolls around, you are likely waiting for that tax refund to come in, or maybe you already received it. Chances are it is a good chunk of…

The End of a Marriage

Nobody goes into his or her wedding day planning to get a divorce. Unfortunately, the hard truth is that half of the marriages in the United States end up that…

Smart Purchases to Make on Credit

Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know, though, is that some items can be considered ‘smart purchases’ to…

Simplified Employee Pension (SEP) Plans

As a self-employed or small business owner, you can secure your retirement and your employees with a Simplified Employee Pension (SEP) Plan. What Is a SEP Plan? A simplified employee…

What to Do With a Lump Sum of Money

Most households plan to live on their regular income, which usually comes in the form of a monthly or weekly paycheck. However, there are always the occasional windfalls when you…