Borrow Money When You Need It 

You have probably seen advertisements advising you to search for unclaimed money. Many people dismiss the offers as potential scams or information grabs. However, many people are leaving money on…

From the minute you become a parent, you know how essential it is to start a college fund for your little one. And, indeed, starting a college fund while your…

College is full of lessons to be learned and one important lesson you should learn but most likely won’t in the classroom is how to manage your money wisely. You…

Consumer reporting agencies, sometimes abbreviated CRAs and also known as credit bureaus, collect credit information about individuals and sell this information to third parties upon request. In the United States,…

Credit counseling is a service that can be beneficial to consumers who have credit problems, those seeking to avoid credit problems, and those who are simply looking for ways to…

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…