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Should You Get a Prenup?

No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples in the…
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Save or Pay Off Debt?

Having savings is important, especially when the savings are part of an emergency fund or a hedge against loss of income. But when you also have debt, in the form…
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How Safe is Your Money?

Many people view banks and credit unions as financial institutions that can help keep their money safe. After all, that is what banks and credit unions do, right? Not exactly.…
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Social Security Benefits

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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Save for a Rainy Day

Its always a good idea to have savings tucked away for a rainy day. Emergencies such as legal or medical bills or loss of a job can all force you…
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Understanding Payroll Taxes

Payroll taxes are taxes that both employees and employers pay based on employees’ wages, tips, commissions, and salaries. The employees’ portion is deducted from each paycheck, and the employer pays…
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Reach Your Health Savings Account Goal

You should be saving money in an IRA or 401k to help fund your retirement years. You can also use a Health Savings Account (HSA) to boost retirement savings earmarked…
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