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Get the Basics (and More!) on Borrowing

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Measuring the Cost of Living

Understanding the cost of living in an area can help you determine the amount of money necessary to cover basic living expenses. It can also describe the amount of money…
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Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…
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Understanding Car Leases

When you are getting a new car, you have a big choice to make between buying and leasing. Assuming you cannot make the purchase in cash, buying or leasing can…
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Should College Students Have Credit Cards?

College is full of lessons to be learned and one important lesson you should learn but most likely won’t in the classroom is how to manage your money wisely. You…
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Understanding a Small Saver Certificate (SSC)

If you’re shopping for a savings account for a minor child or young adult with minimal or no balance requirement and a short maturity period, try a Small Saver Certificate…
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What Is a Custodial IRA?

Most parents worry about their children as they grow up; however, you’d think that would stop once they reach adulthood. Parents always look to set their children up for a…
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Considering a Financial Caregiver

Getting older comes with a lot of unique challenges. One such challenge is a decline in mental abilities. When you’ve had an aging parent who has experienced a decrease in…
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