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Is a Reverse Mortgage Right for You?

When you own a home and need additional cash flow, a reverse mortgage is one way to get it. A reverse mortgage allows you to tap into your home equity,…
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The Value of Your Future Earnings

We all understand that you cannot put a price tag on the value of human life. However, if you are a husband or wife, or a father or mother, your…
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Living with High Student Loan Obligations

College graduates often leave their universities with an unwelcome burden — a significant amount of debt. It is important to note how much student debt has grown over the last…
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Understanding a Small Saver Certificate (SSC)

If you’re shopping for a savings account for a minor child or young adult with minimal or no balance requirement and a short maturity period, try a Small Saver Certificate…
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Protecting Your Family Against Child Identity Theft

Child identity theft is nothing short of heartbreaking. Unfortunately, many victims of this crime only find out about it when they are older and need essential services, such as student…
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Avoiding the Minimum Payment Trap

You have probably noticed by now that when you get your credit card bill each month, it does not read like all the other bills you receive, like utility, gas,…
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Low Rate or Cash Back?

Vehicle manufacturers or dealers will often offer incentives to purchase a specific vehicle in the form of a low rate loan or a cash back incentive. While a low rate…
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