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Get the Basics (and More!) on Borrowing

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Making Only Minimum Payments

Minimum payments seem like a great option for paying off your credit card debt— you can pay a low amount, avoid late fees, and keep your account in good standing.…
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Putting Money in a Certificate of Deposit (CD) Account

Looking for a safe place to invest your dollars, an investment vehicle with a guaranteed rate of return? A bank-issued certificate of deposit — usually known as a CD —…
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The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…
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Loan Basics

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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7 Ways to Use Your Tax Refund

According to the Internal Revenue Service, more than 70 percent of the nation’s taxpayers received a tax refund averaging nearly $3,000 in 2017 and will get a similar amount this…
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Grocery Shopping Tips for Singles

When you are single and the only person in the household, grocery shopping can be challenging. The only person your grocery list has to appease is you, and it is…
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Budgeting on Irregular Income

An irregular income presents unique challenges when it comes to budgeting. However, it does not effectively make budgeting impossible. When done correctly, developing a reasonable budget for your irregular income…
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