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Get the Basics (and More!) on Borrowing

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Quality of Life and Wellness Benefits

Most employers want you to be healthy. Really. Healthier workers are more productive workers. They cost companies fewer dollars over time because they are not always tapping into their healthcare…
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Challenge Your Budget Cutting Skills

Saving money. It is something that tops countless numbers of New Year’s Resolutions lists around the world. As a new year begins, many people are looking for ways to trim…
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Repair or Replace it?

In today’s ever-increasingly disposable society, it is not always easy to know what items you might want to try repairing instead of just replacing it. More importantly, the rules seem…
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Minimizing College Application Expenses

From the minute you become a parent, you know how essential it is to start a college fund for your little one. And, indeed, starting a college fund while your…
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Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…
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Vehicle Affordability by Loan Term

The purchase price of the vehicle you can afford is based on several factors, including the monthly payment you can afford to make, your down payment, net value of any…
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Using a Sinking Fund to Save

Hearing the name “sinking fund” may give you the wrong idea, mainly if you’ve never heard of one before. A sinking fund differs from a savings account because money is…
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