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Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

The Fair Credit Reporting Act

When you are looking to borrow money, your credit report is the most important document that influences the lender’s decision. This credit report contains sensitive personal data about your payment…
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Save for a Rainy Day

Its always a good idea to have savings tucked away for a rainy day. Emergencies such as legal or medical bills or loss of a job can all force you…
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Should You Get a Second Job?

A second job can bring much-needed money into the household to help get out of debt, pay off specific bills, or even save up for large purchases or vacations that…
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Important Retirement Savings Milestones

When it comes to your money, one of the most important decisions you will make is how you go about saving for retirement. It can also be one of the…
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How Cost of Living Adjustments are Calculated

When you file for Social Security benefits or Supplemental Security Income (SSI), your lifetime earnings determine the amount of your monthly retirement benefit. However, this number is not static for…
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Consolidating Your Debt

Is your debt keeping you awake at night? Do you struggle to make the minimum monthly payments on your credit cards? Are you worried that you’ll never be able to…
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How Loan Amortization Works

When you are looking to obtain a loan, amortization is a word you might run across. While it is a concept that is fairly easy to understand, many people are…
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