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Buying a home is exciting — and scary. Choose from one of our multiple loan options featuring competitive rates. Our Mortgage Loan Originators give you personalized advice and walk you through the process.

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Protecting Yourself Against Medical Identity Theft

When someone hears the words “identity theft,” they immediately think of a stolen name or even social security number, but no one thinks about medical identity theft. The usual culprits…

Consumer Reporting Agencies

Consumer reporting agencies, sometimes abbreviated CRAs and also known as credit bureaus, collect credit information about individuals and sell this information to third parties upon request. In the United States,…

Supplemental Healthcare Coverage in Retirement

The Balance, a personal finance website publisher, recently reported on the alarming rate of medical bankruptcy in the U.S., stating that 643,000 Americans face bankruptcy each year as a result…

Should You Withdraw Funds from Your 401(k)?

For many people nearing retirement age, their 401(k) account is their biggest asset. It represents many years of contributions, along with the earnings these contributions have generated from investments over…

How Cost of Living Adjustments are Calculated

When you file for Social Security benefits or Supplemental Security Income (SSI), your lifetime earnings determine the amount of your monthly retirement benefit. However, this number is not static for…

Flexible Spending Accounts for Medical and Dependent Care

Does your employer offer flexible spending accounts? Do you take advantage of this benefit? If you answered “yes” to the first question but “no” to the second, you might be…

Digital (or Virtual) Credit Cards

Data breaches occur all the time these days. They hardly make the news headlines anymore. One of the outcomes of these widespread breaches is that some credit card companies have…