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Becoming Financially Independent

Financial freedom often begins by becoming financially independent. Many people do not realize how financially dependent they’ve grown or how easy it is to find oneself there. Some people never…
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The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…
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Choosing Between College and Retirement Savings

Saving enough money to help pay for your children’s college education is a daunting challenge. Are you trying to save for your retirement at the same time? That makes a…
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Budgeting on Irregular Income

An irregular income presents unique challenges when it comes to budgeting. However, it does not effectively make budgeting impossible. When done correctly, developing a reasonable budget for your irregular income…
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The Ins and Outs of Credit Scores

While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The…
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Understanding Credit Card Interest

Credit cards have changed the way we all shop. With a credit card in hand, you can walk into any store and walk out with a purchase. And rather than…
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Calculating Your Disposable Income

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth and one of the tools…
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