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Filling Out a W-4 Form

Many people fill out Form W-4 multiple times throughout their careers without really understanding how it affects their tax bill. However, every employee must fill out Form W-4. The form…
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What is a Mutual Fund?

When you want to build a diversified portfolio of assets within a single investment, try using a mutual fund. Mutual funds are a form of investment frequently used by long-term…
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Are You Maximizing Your ‘Cash Back’?

Cash back is an incentive that many credit card companies offer to encourage the loyal and consistent use of their cards. For some consumers, the promise of getting cash back…
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How Much Am I Spending?

How many times have you asked yourself “where does our money go?” The first step is to categorize your spending into each specific category. If you’ve got multiple monthly bills…
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Cosigning a Loan

In some cases, your son or daughter, relative or friend may have difficulty obtaining a car or student loan or apartment rental because they lack sufficient credit history or have…
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Taking a ‘Staycation’

When you are trying to manage your money wisely and live within a budget, the traditional vacation might not be within reach for you. Between airfare, hotels, dining out, and…
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Protect Yourself from Identity Theft

Identity theft remains a serious issue in the United States. How serious? According to the Identity Theft Resource Center, 166 million records were exposed so far to identity theft in…
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