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What is a Cryptocurrency?

Cryptocurrency is one of those words that is slowly trickling into our everyday vocabulary. Thanks to massive media coverage, many people have heard of it, but few people understand what…

Special Situations to Consider Before Starting Social Security

It makes financial sense to wait to collect your Social Security benefits until you hit full retirement age: 66 if you were born between 1943 and 1954 and as old…

Using a Personal Line of Credit

Consumers often don’t realize the wide range of options available when they want to borrow money. Most people have a credit card, and many have auto loans and mortgages, but…

Can Credit Counseling Help?

Credit counseling is a service that can be beneficial to consumers who have credit problems, those seeking to avoid credit problems, and those who are simply looking for ways to…

Preparing Financially for a Climate Changing World

You can hardly turn on the news these days without hearing about some weather disaster or climatological catastrophe taking place somewhere in the world. The list of potential climate-related hazards…

New Year? New Budget Resolution

Managing household expenses, for many people, is not a fun thing to do. But as the ball drops in Times Square, many are resolving to make it a goal for…

Retirement Planning Mistakes to Avoid

A strong economy, coupled with a rising stock market, provided steady increases in the average 401(k) account between 2010 and 2020. That trend seemed to continue in 2021, however, account…