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Get the Basics (and More!) on Borrowing

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Avoiding Non-Sufficient Fund and Overdraft Fees

Non-sufficient fund fees, more commonly known as NSF fees, are charged when your checking account does not have enough money for a purchase or payment you try to make. This…
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Balancing a Checking Account

It’s tempting when you pay so many of your bills online to skip on balancing your paper checkbook. After all, balancing the checkbook is no one’s idea of a good…
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Understanding the “Dark Web”

If you have been online for a while, especially in cybersecurity circles, chances are you’ve heard of the “dark web.” This term is being used with more frequency to describe…
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Finding the Right Checking Account for You

You have to make a lot of financial decisions in your life. How much money should you deposit in your 401(k) plan every two weeks? Should you apply for a…
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Choosing a Credit Card

A credit card can provide you with the financial freedom you need to make larger purchases and quick buys when you do not have cash handy. However, credit cards can…
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How Credit Card Utilization Impacts Your Credit Score

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…
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The Pros and Cons of Retail Credit

How many times has the cashier across from you asked you this question: “Would you like to apply for our store credit card?” When you hesitate, they follow up with:…
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