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Get the Basics (and More!) on Borrowing

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Budgeting on Irregular Income

An irregular income presents unique challenges when it comes to budgeting. However, it does not effectively make budgeting impossible. When done correctly, developing a reasonable budget for your irregular income…
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Building a Credit Reputation

Want to qualify for the lowest interest rates when applying for auto, mortgage or personal loans? Then you’ll need a top credit score. Lenders today rely heavily on your three-digit…
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Things Your Middle Schooler Should Know About Money

Financial literacy is one of the primary life skills that some argue we fail to teach adequately in middle schools today. That leaves the responsibility for educating middle school students…
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Understanding Payroll Taxes

Payroll taxes are taxes that both employees and employers pay based on employees’ wages, tips, commissions, and salaries. The employees’ portion is deducted from each paycheck, and the employer pays…
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Financial Aid

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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Paying Off Debts with the Snowball Strategy

Getting out of debt may feel like a goal that is far out of reach, but that is why financial experts have created specific strategies that can help you make…
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Loan Basics

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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