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When Your Home is a Money Pit

When you are in the market to buy your new home, of course, you want it to be perfect. Nobody wants a house riddled with unexpected, continuous problems that will…
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The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…
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Understanding Credit Card Interest

Credit cards have changed the way we all shop. With a credit card in hand, you can walk into any store and walk out with a purchase. And rather than…
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Working with Creditors

You’ve made bad financial decisions in your past, and now you have the debt to show for it. You’ve maxed out your credit cards and can no longer afford your…
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The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…
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Budgeting on Irregular Income

An irregular income presents unique challenges when it comes to budgeting. However, it does not effectively make budgeting impossible. When done correctly, developing a reasonable budget for your irregular income…
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Investing in ETFs (Exchange-Traded Funds)

ETFs, or exchange-traded funds, are an excellent way of investing in the securities markets. ETFs include a basket of securities to trade on the stock exchange, like mutual funds. They…
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