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What to Do With a Lump Sum of Money

Most households plan to live on their regular income, which usually comes in the form of a monthly or weekly paycheck. However, there are always the occasional windfalls when you…
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Secured vs. Unsecured Loans

You have many decisions to make when shopping for a loan, and one of them is whether to obtain a secured or an unsecured loan. Whether you are familiar with…
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Cutting the Cable and Saving Money

How much is cable TV costing you a month? Further, how much entertainment value is it bringing you? Be honest. How much time do you spend watching the Hallmark Channel,…
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Filling Out a W-4 Form

Many people fill out Form W-4 multiple times throughout their careers without really understanding how it affects their tax bill. However, every employee must fill out Form W-4. The form…
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Starting a Budget

You know you need a budget. Your household is spending money faster than it is coming in, making bill-paying a monthly adventure. Will you have enough dollars to pay the…
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Suddenly Unemployed

Nobody plans to be suddenly let go from a job, but, unfortunately, it happens more often than you would like to think. That sinking feeling of not knowing where your…
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Negotiating a Job Offer

You have finally received the phone call or email you have been waiting on regarding your recent job interview. But, the excitement begins to fade when you realize that the…
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