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Preparing for an Economic Downturn

Economic uncertainty remains despite an economy that has been growing in recent years. The massive recession that created such turmoil in the world’s economy and left many people struggling to…
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What Is a Credit Reference?

If you’re looking to borrow money or rent an apartment, typically, you’ll need a credit reference. Credit references demonstrate an applicant’s ability to make timely payments. What Is a Credit…
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Household Cash Flow Tracker

Getting your spending under control and in line with your income is an essential element to building a strong financial future. Analyze your spending (including what you put on a…
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What is a Defined Benefit Plan?

Suppose you are looking for a retirement plan that does not require contributions but allows a fixed income post-retirement based on your earnings or employment tenure. In that case, a…
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Smart Purchases to Make on Credit

Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know, though, is that some items can be considered ‘smart purchases’ to…
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Preparing Financially for a Climate Changing World

You can hardly turn on the news these days without hearing about some weather disaster or climatological catastrophe taking place somewhere in the world. The list of potential climate-related hazards…
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Furnishing Your New Space

Furnishing a new home or a new apartment can be stressful, especially if you don’t have a plan. There are multiple factors to consider, like Your budget. Space dimensions. Lighting.…
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