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Staying Frugal without Becoming Cheap

It is possible to pinch pennies without anyone being the wiser. We live in a world where people are continually judging everything they see us do or buy when we…
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What is a Cryptocurrency?

Cryptocurrency is one of those words that is slowly trickling into our everyday vocabulary. Thanks to massive media coverage, many people have heard of it, but few people understand what…
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Avoiding Tax Penalties

Mistakes are common when filing and paying your taxes. In such a case, it’s best to know what types of penalties you can incur and how to calculate them to…
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Extend Your Retirement Budget with the Gig Economy

Retirement savings need to last longer than ever. The good news is that retirees are not only living longer; they are also leading happier, more active, and energetic lifestyles than…
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Down-Size Your Home, Right-Size Your Life

You are attached to your home. That is natural: Your children grew up in this home. You spent long hours with your spouse in this home. You’ve celebrated holidays, anniversaries…
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Avoiding the Minimum Payment Trap

You have probably noticed by now that when you get your credit card bill each month, it does not read like all the other bills you receive, like utility, gas,…
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Roommate Finance Management

Dealing with personal finances is a challenge in itself, never mind adding in the complication of roommates. Regardless of how great your relationship is with your roommate, conversations that involve…
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