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Understanding Your Credit Report

Your credit reports are important documents. They list your open credit-card accounts, loan balances and financial missteps. Reviewing these reports on a regular basis is a smart financial decision. After…
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Shopping Safely Online

Online shopping has become increasingly common in recent years as a convenient alternative to going out to stores. However, the time and energy you save by shopping online could be…
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The Benefits of Compounding

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow. Compound interest arises when interest is added to the…
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Building a Cash Wedding Registry

Once upon a time, it would have been the ultimate taboo to ask for cash as part of a wedding gift registry. Back in the day, couples were starting out…
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Understanding Payroll Taxes

Payroll taxes are taxes that both employees and employers pay based on employees’ wages, tips, commissions, and salaries. The employees’ portion is deducted from each paycheck, and the employer pays…
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Understanding Employee Benefits

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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Lower Your Credit Card Rate

Credit card interest rates can be manageable for some people but a real challenge for others. According to the Federal Reserve’s Consumer Credit December 2022 G.19 report, the average interest…
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