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Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Cosigning a Loan

In some cases, your son or daughter, relative or friend may have difficulty obtaining a car or student loan or apartment rental because they lack sufficient credit history or have…
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How Much Do You Need to Retire?

Most people know that you need to save money for retirement. However, how many people know how much money they need to save? Do you? According to the 2022 Retirement…
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The Fair Credit Reporting Act

When you are looking to borrow money, your credit report is the most important document that influences the lender’s decision. This credit report contains sensitive personal data about your payment…
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Helping Your Parents with their Finances

None of us like to think about our parents getting older and needing our help. However, it is a fact of life that as parents age, they will inevitably need…
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About Those Interest-Free Offers

Credit card companies are always looking for new customers, and one effective strategy for getting them is to offer interest-free deals. With the typical cost of borrowing on a credit…
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Preparing for an Economic Downturn

Economic uncertainty remains despite an economy that has been growing in recent years. The massive recession that created such turmoil in the world’s economy and left many people struggling to…
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Using a Sinking Fund to Save

Hearing the name “sinking fund” may give you the wrong idea, mainly if you’ve never heard of one before. A sinking fund differs from a savings account because money is…
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