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Don’t Let DIY Projects Empty Your Wallet

DIY projects can seem simple. And if you are looking to save a few bucks it is very tempting to try these projects on your own. Besides, how hard can…
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Why Budgets Fail

You finally committed to making a household budget, listing your monthly expenses and revenue streams. However, at the end of each month you find that you’ve overspent on going to…
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Getting Your Child’s Finances ‘Move-Out’ Ready

It is more common than ever for adult children to live with their parents, with estimates of 15 to 25 percent of 20 to 34-year-olds currently living at home. Plus,…
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Vehicle Affordability by Loan Term

The purchase price of the vehicle you can afford is based on several factors, including the monthly payment you can afford to make, your down payment, net value of any…
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What is a HELOC?

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Secured vs. Unsecured Loans

You have many decisions to make when shopping for a loan, and one of them is whether to obtain a secured or an unsecured loan. Whether you are familiar with…
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Employed Again? Do These Things First

As the pandemic continues, unemployment rates have begun to decrease. According to the Bureau of Labor, as of November 2022, the unemployment rate was at 3.7 percent. So, if you…
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