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Repair or Replace it?

In today’s ever-increasingly disposable society, it is not always easy to know what items you might want to try repairing instead of just replacing it. More importantly, the rules seem…
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Building a Cash Wedding Registry

Once upon a time, it would have been the ultimate taboo to ask for cash as part of a wedding gift registry. Back in the day, couples were starting out…
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Are You Maximizing Your ‘Cash Back’?

Cash back is an incentive that many credit card companies offer to encourage the loyal and consistent use of their cards. For some consumers, the promise of getting cash back…
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How Long Will it Take to Pay Off a Credit Card?

Like many credit card holders, there are times when you might have overdone it on the spending and are now facing the task of paying off your credit card balance.…
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Starting a Budget

You know you need a budget. Your household is spending money faster than it is coming in, making bill-paying a monthly adventure. Will you have enough dollars to pay the…
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Stop Living Paycheck to Paycheck

Researchers have found that many households in the United States live their lives from paycheck to paycheck. They have little or no savings and rely heavily on the influx of…
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Save or Pay Off Debt?

Having savings is important, especially when the savings are part of an emergency fund or a hedge against loss of income. But when you also have debt, in the form…
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