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CD DirectSave

Make investing turnkey thanks to CD DirectSave. Set up automatic deposits from your First Mutual Bank checking account into a 6-month CD.

  • Minimum deposit: $25
  • Early withdrawal penalties may apply
  • Requires at least one electronic deposit per month, $25 minimum deposit
  • Increase contributions at any time
  • Seamless, simple investing
  • Account matures in 6 months

Use our calculator to see how investing in a CD can grow your money.

As of 11/5/2026

ProductAPYInterest RateMinimum BalanceDisclosures
DirectSave1.51%1.50%$25–

Compounded & credited monthly. Must set up ACH transfer of at least $25 per month from a checking account or outside savings account at account opening. Automatic renewal. 7 day grace period. Penalty for early withdrawal.
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. 

Long-Term CDs

Invest your money longer and earn even more.

  • Minimum deposit: $500*
  • 12-Month CD
  • 18-Month CD
  • 24-Month CD
  • 36-Month CD
  • 48-Month CD
  • 60-Month CD

Use our calculator to see how investing in a CD can grow your money.

As of 11/5/2026

ProductAPYInterest RateMinimum BalanceDisclosures
12-Month CD1.15%1.15%$500–
18-Month CD1.20%1.20%$500–
24-Month CD1.25%1.25%$500–
36-Month CD1.35%1.35%$500–
48-Month CD1.45%1.45%$500–
60-Month CD1.55%1.55%$500–

*$1,000.00 Minimum deposit to open. Early withdrawal penalties may apply.
**Renewal Term is 18 months for the 18 Month CD.
***Renewal Term is 24 months for the 27 Month Jump CD

Short-Term CDs

Get competitive rates with a short-term commitment.

  • Minimum deposit: $500*
  • 3-Month CD
  • 6-Month CD
  • 9- Month CD

Use our calculator to see how investing in a CD can grow your money.

As of 11/5/2026

ProductAPYInterest RateMinimum BalanceDisclosures
3-Month CD0.75%0.75%$500–
6-Month CD1.00%1.00%$500–
9-Month CD1.00%1.00%$500–

Compounded & credited quarterly. Automatic renewal for same term. 7 day grace period for deposits or withdrawals after the maturity date. Penalty for early withdrawal.
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. 

Stay in Control with Online Banking

New and improved, online banking is a streamlined, secure and flexible way to make managing your money easier in ways you never knew you needed.

Let’s Help Your Money Grow

Invest the mutual way.

As a mutual bank customer, your money goes to work in our communities. Every dollar helps people buy homes and grow local businesses. It’s the mutual bank difference.

You’re not alone.

Saving can feel overwhelming, but we’re here to help you! You can always schedule an appointment to meet with a banker.

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