Checking Accounts

Managing your money is quick and easy! With multiple options, we have an account for everyone. Contact us to talk through the right one for you. 

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Find the Right Fit

Does any account holder plan to have direct deposit or automatic payment in this account?

Find the Right Fit

Will there be anyone 50 years of age or older signing on this account?

Find the Right Fit

Take this quick quiz to find the checking account for you.

To earn a higher interest rate, are you able to maintain a minimum balance of $1,500?

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Advantage 50 Interest Checking

Growing older has its perks! If you’re 50 or over, this account may be your best option. 

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free personalized checks for life
  • Free debit card
  • Free Online and Mobile Banking app
  • Free Online Bill Pay
  • Free direct deposit and automatic payments
  • Free monthly eStatements

If you’re 50 or older, you’ll want to take a look at our Advantage 50 Interest Checking Account. This account not only lets you earn interest on your balance, but it also gives you free personalized checks for life. You’ll enjoy competitive rates and the added peace of mind that comes with no required minimum balance. 

You can open an account online in less than 10 minutes or schedule an appointment if you’d like to talk through your options. With ClickSwitch, moving your direct deposit is quick and easy. 

As of 4/4/2025

Annual Percentage Yield (APY)***Interest Rate***
0.05%0.05%
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Balances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%;

Direct Interest Checking

Let’s put your money to work! This interest-earning account comes with the convenience of direct deposit and automatic payments.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free first box of personalized checks
  • Free debit card
  • Free Online and Mobile Banking app
  • Free Online Bill Pay
  • Free direct deposit and automatic payments

Do you have your paycheck directly deposited into your current checking account? Do you pay any bills through automatic withdrawal? Then our Direct Interest Checking Account is a fit for you. This account gives you everything the Simply Free Checking Account does, plus your money earns interest for banking the way you already do.

You can open an account online in less than 10 minutes or schedule an appointment if you’d like to talk through your options. With ClickSwitch, moving your direct deposit is quick and easy.

If you’re over 50, you’ll want to check out our Advantage 50 Interest Checking option.

As of 4/4/2025

Annual Percentage Yield (APY) ***Interest Rate ***
0.05%0.05%

***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

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Preferred Interest Checking

Earn even more interest! This account gives you our highest interest rate.

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • When your average daily balance is $1,500, there is no fee 
  • When your average daily balance falls below $1,500, there’s a monthly fee of $7
  • Free personalized checks for life
  • Free debit card
  • Free Online and Mobile Banking app
  • Free Online Bill Pay
  • Free direct deposit and automatic payments
  • Free monthly eStatements

Are you looking to earn as much interest as possible? Introducing the Preferred Interest Checking Account. This account is ideal if you plan to have at least $1,500 in it at all times. When you do, you’ll earn the highest interest rate we offer on a checking account — all while enjoying the benefits of free checking. 

Don’t worry if your balance falls below $1,500. You still earn our competitive interest rate.

You can open an account online in less than 10 minutes or schedule an appointment if you’d like to talk through your options. With ClickSwitch, moving your direct deposit is quick and easy.

As of 4/4/2025

Annual Percentage Yield (APY)***Interest Rate***
Balances Under $1,5000.05%0.05%
Balances $1,500 or more0.10%0.10%

***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

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Simply Free Checking

A free account for everyone! It’s ideal if you’re under 50 and may have less than $1,500 in your account.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free first box of personalized checks
  • Free debit card
  • Free Online and Mobile Banking app
  • Free Online Bill Pay     
  • Free monthly eStatements

The Simply Free Checking Account makes banking easy and accessible to everyone. When we say free, we mean it. You’re not required to maintain a minimum account balance, and you won’t pay a monthly service charge. Free checking is ideal if you’re looking for a no-obligation way to open a bank account.

You can open an account online in less than 10 minutes or schedule an appointment if you’d like to talk through your options. With ClickSwitch, moving your direct deposit is quick and easy.

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Download the New Mobile Banking App

Our upgraded mobile app makes banking on the go efficient and secure. Access your accounts whenever, wherever.

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Meeting your Financial Needs

If you’re new to banking, start here.

Welcome! If this is your first time opening a bank account, you may be feeling overwhelmed. Rest assured, we’ve all been there. We’re here to guide you and set your mind at ease.
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