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What is a HELOC?

Should College Students Have Credit Cards?

College is full of lessons to be learned and one important lesson you should learn but most likely won’t in the classroom is how to manage your money wisely. You…

Save for Long Term Care

There are three fundamental ways to meet your long-term care needs. Long-term care costs can be covered by long-term care insurance of by qualifying for Medicaid. Self-insuring is typically the…

Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…

Performing a Home Energy Audit

Now more than ever, it is imperative that you be proactive about keeping your home energy efficient. If you do not keep an eye on this area, then you might…

Buying or Leasing a Vehicle

When it is time to get a new vehicle, there are three potential ways for you to pay for it. The first, paying in cash, is not a very common…

Teaching Your Children about Gift Buying

It’s natural for your children to be eager to open their presents on Christmas, but it might not come as naturally for them to want to give gifts to others.…