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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

What is a Mutual Fund?

When you want to build a diversified portfolio of assets within a single investment, try using a mutual fund. Mutual funds are a form of investment frequently used by long-term…

Estimate Social Security Benefits

The Social Security benefits you (and a spouse) will receive at retirement can be estimated based on your average annual income, your current age and your age when you retire.…

Use a Side Hustle to Pay Off Debt

Many people look at side hustles as an opportunity to earn some cash on the side to help them with short-term expenses or to fund a particular purchase. However, did…

Grocery Shopping Tips for Singles

When you are single and the only person in the household, grocery shopping can be challenging. The only person your grocery list has to appease is you, and it is…

Diversifying While Investing

Diversification is an investment strategy that combines a wide variety of investments in a portfolio to reduce risks associated with investing. By combining different kinds of assets in a portfolio,…

The Zero-Based Budgeting Method

Getting your finances under control is nearly impossible without using some method of budgeting. Although you may shy away from the idea of a budget, it is really just a…

How Overspending Can Derail a Budget

Those new running shoes look tempting, and they are on sale. Alternatively, maybe you are tired after work and you would rather order a pizza than cook a meal. Maybe…