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Maximizing a Home Appraisal

Whether your goal is to refinance your home or you are trying to sell it, a high appraisal is the desired outcome. While there are some things related to your…

Understanding Housing and Debt Ratios

You’ve found your dream home in the perfect neighborhood. There’s just one problem: You do not know if you can afford the monthly mortgage payments that will come with the…

FHA Mortgage Basics

FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…

Maximizing Storage Space for Everyday Items

Couldn’t we all use a little more storage space? Lifestyle trends indicate that more people are gravitating towards smaller spaces than ever before. An increasing number of empty-nesters, first-time homebuyers,…

Time to Refinance?

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home at when you refinance to use for other purposes.…

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…