Personal Loans

Have a project on your to-do list or need to pay for tuition? We’ve got your back with great rates on our personal loans! No matter what you need the funds for, our bankers are ready to help you find the right personal loan term and amount for you.

Personal Loan Features:

  • Loan amounts from $500 – $15,000
  • Fees based on the term of the loan
  • Available for residents of Pleasants, Tyler, Washington, Wetzel and Wood counties
  • Must have a credit score of 700 or above

Ready to Apply?

We’re here to help make the application process as easy as possible. Head to your closest First Mutual Bank branch to start your application!

Other Borrowing Opportunities

Ready for a new or used car? We have auto loans!

With great rates and flexible terms, we can help you finance the new or used vehicle of your choice.

Calculate your home equity line of credit payment.

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Should You Refinance Into a Shorter Term Mortgage?

When mortgage rates are high — and in December 2022, the rate for a 30-year mortgage loan was at 6.27 percent, while the 15-year fixed-rate mortgage loan was at 5.52…

Home Affordability

You are ready to make the jump from renting to buying a home. That is good news. The National Association of Realtors’ latest report for 2022 states that the median…

Making an Offer on a Home

When you have been house-hunting for months in search of the ‘perfect home’, you will feel the thrill of excitement that comes when you find the home that fits your…

How to Reach Your Savings Goals

Adjustable Rate Mortgage Analyzer

Adjustable rate mortgages typically offer home buyers the advantage of having a lower mortgage payment during the initial period of the mortgage. Adjustable rate mortgages are typically offered on a…

Understanding Home Equity

One of the great benefits of owning a home is that as you pay off your mortgage loan you build up equity. What exactly is home equity? Simply put, home…

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…