Personal Loans

Have a project on your to-do list or need to pay for tuition? We’ve got your back with great rates on our personal loans! No matter what you need the funds for, our bankers are ready to help you find the right personal loan term and amount for you.

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Personal Loan Features:

  • Loan amounts from $500 – $15,000
  • Fees based on the term of the loan
  • Available for residents of Pleasants, Tyler, Washington, Wetzel and Wood counties
  • Must have a credit score of 700 or above

Ready to Apply?

We’re here to help make the application process as easy as possible. Head to your closest First Mutual Bank branch to start your application!

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Other Borrowing Opportunities

Ready for a new or used car? We have auto loans!

With great rates and flexible terms, we can help you finance the new or used vehicle of your choice.
Contact Us about a boat loan

Calculate your home equity line of credit payment.

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.
Calculate 

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Calculate a Mortgage Payment

Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
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Using Home Equity for a Major Purchase

When making a major purchase, using a home equity loan or line of credit is an alternative to financing offers often provided by a seller or manufacturer. In such cases,…
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Down Payment Assistance Programs

For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with obtaining a mortgage loan. Because of this, most…
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Finding a Mortgage

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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Getting Rid of Private Mortgage Insurance

When purchasing a standard mortgage from a private lender, you may be required to purchase private mortgage insurance (PMI). However, PMI can be costly, usually charging you around 0.5% to…
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FHA Mortgage Basics

FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
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How Escrow Accounts Work

When you purchase a home with the help of a lender, the lender will likely set up an escrow account for you as well. The lender collects the money from…
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