Personal Loans

Have a project on your to-do list or need to pay for tuition? We’ve got your back with great rates on our personal loans! No matter what you need the funds for, our bankers are ready to help you find the right personal loan term and amount for you.

Personal Loan Features:

  • Loan amounts from $500 – $15,000
  • Fees based on the term of the loan
  • Available for residents of Pleasants, Tyler, Washington, Wetzel and Wood counties
  • Must have a credit score of 700 or above

Ready to Apply?

We’re here to help make the application process as easy as possible. Head to your closest First Mutual Bank branch to start your application!

Other Borrowing Opportunities

Ready for a new or used car? We have auto loans!

With great rates and flexible terms, we can help you finance the new or used vehicle of your choice.

Calculate your home equity line of credit payment.

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Building a Home Buying Team

Buying a home can be complex. Since it’s probably one of the most significant purchases you will make in your lifetime, it’s a good idea to assemble a team to…

How Home Construction Loans Work

Home construction loans provide families and individuals with the ability to finance new home construction projects. The loan term is usually short, typically lasting one year or less in most…

Calculate a Mortgage Payment

Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…

Home Equity Line of Credit Payment

Repayment of a home equity line of credit requires that the borrower make a monthly payment to the lender. For some home equity lines of credit, borrowers can make interest-only…

Getting Rid of Private Mortgage Insurance

When purchasing a standard mortgage from a private lender, you may be required to purchase private mortgage insurance (PMI). However, PMI can be costly, usually charging you around 0.5% to…

Making an Offer on a Home

When you have been house-hunting for months in search of the ‘perfect home’, you will feel the thrill of excitement that comes when you find the home that fits your…

Home Equity Loan or Line of Credit?

Home equity lines of credit often have more flexible repayment terms than a standard home equity loan. Home equity loan payments are typically fixed over the repayment period, while home…