Personal Loans

Have a project on your to-do list or need to pay for tuition? We’ve got your back with great rates on our personal loans! No matter what you need the funds for, our bankers are ready to help you find the right personal loan term and amount for you.

Personal Loan Features:

  • Loan amounts from $500 – $15,000
  • Fees based on the term of the loan
  • Available for residents of Pleasants, Tyler, Washington, Wetzel and Wood counties
  • Must have a credit score of 700 or above

Ready to Apply?

We’re here to help make the application process as easy as possible. Head to your closest First Mutual Bank branch to start your application!

Other Borrowing Opportunities

Ready for a new or used car? We have auto loans!

With great rates and flexible terms, we can help you finance the new or used vehicle of your choice.

Calculate your home equity line of credit payment.

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Calculate a Mortgage Payment

Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…

Qualifying for a Mortgage

Qualifying for a mortgage loan today is no easy task. However, it is also far from an impossible one. Mortgage lenders and banks today only want to lend mortgage money…

Buying vs Renting a Home

Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There…

The ROI of Home Improvement Projects

One of the most rewarding things about being a homeowner is that you can make changes to your home that will make it a more enjoyable place to live. However,…

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders…

Using the Equity in Your Home Wisely

You’ve paid down a significant amount of your mortgage. Since you have, you now have an equally significant amount of home equity. This is good news. Home equity provides you…

Maximizing a Home Appraisal

Whether your goal is to refinance your home or you are trying to sell it, a high appraisal is the desired outcome. While there are some things related to your…