Personal Loans

Have a project on your to-do list or need to pay for tuition? We’ve got your back with great rates on our personal loans! No matter what you need the funds for, our bankers are ready to help you find the right personal loan term and amount for you.

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Personal Loan Features:

  • Loan amounts from $500 – $15,000
  • Fees based on the term of the loan
  • Available for residents of Pleasants, Tyler, Washington, Wetzel and Wood counties
  • Must have a credit score of 700 or above

Ready to Apply?

We’re here to help make the application process as easy as possible. Head to your closest First Mutual Bank branch to start your application!

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Other Borrowing Opportunities

Ready for a new or used car? We have auto loans!

With great rates and flexible terms, we can help you finance the new or used vehicle of your choice.
Contact Us about a boat loan

Calculate your home equity line of credit payment.

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.
Calculate 

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Understanding Home Equity

One of the great benefits of owning a home is that as you pay off your mortgage loan you build up equity. What exactly is home equity? Simply put, home…
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Consolidating Debt with Home Equity

Home equity loans can be used to consolidate account balances from multiple credit cards or installment loans into a single loan, while offering the added benefit of consolidating multiple payments…
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Qualifying for a Mortgage

Qualifying for a mortgage loan today is no easy task. However, it is also far from an impossible one. Mortgage lenders and banks today only want to lend mortgage money…
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Using Home Equity for a Major Purchase

When making a major purchase, using a home equity loan or line of credit is an alternative to financing offers often provided by a seller or manufacturer. In such cases,…
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Building Equity in Your Home

If you own a home, the mortgage payments you make each month could help you build a substantial asset – home equity. The home equity you build represents how much…
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Understanding Housing and Debt Ratios

You’ve found your dream home in the perfect neighborhood. There’s just one problem: You do not know if you can afford the monthly mortgage payments that will come with the…
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FHA Mortgage Basics

FHA mortgages are a popular option for first-time home buyers to consider. These loans offer attractive terms, including the ability to make smaller down payments and a some flexibility when…
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